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About Us

A History of Excellence

For over 15 years, we’ve helped real estate professionals, builders and individual homebuyers throughout the country reach their financing goals with competitive rates and exceptional service.

Competitive Rates and Expertise

We are a full service mortgage lending group with an experienced staff offering expertise in every area of mortgage lending - from purchase to refinance to investment. Our Loan Officers are dedicated to finding the right loan – with the best rates, terms and payments – to meet your unique needs from our full range of mortgage sources.

Beyond Finding the Right Loan

Matching you with the perfect loan is just the beginning of our service, the start of a trusted relationship. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

Online Convenience

Goldwater Bank brings you access to the best loans available in the marketplace and the opportunity to review loan alternatives and even apply for your loan at your convenience, 24 hours a day, through our simple online service.


Tom F. Murphy, Mortgage Loan Originator NMLS #208320
Capital Pacific Home Loans
2300 Contra Costa Blvd. Ste 150, Pleasant Hill, CA  94523
Direct:  (415) 272-2012
Office:  (925) 271-4492
Copyright © 2019 Capital Pacific Home Loans A Division of Goldwater Bank, N.A.
NMLS #452955
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